Platinum Credit Card

KFH Platinum Credit Card

Discover a world of possibilities with the Shari’a-compliant KFH Platinum Credit Card. Experience unparalleled flexibility, premium rewards and bespoke offers tailored to complement your lifestyle.

KFH Pearl Rewards Program:
Earn rewards with every spend

KFH Platinum Credit Cardholders are automatically enrolled in the Pearl Rewards Program, unlocking a world of benefits with every transaction.

Earn Pearl Points effortlessly and enjoy the flexibility to redeem them in ways that perfectly align with your lifestyle.

Groceries and Dining
Earn 1.5 Pearl Points for every BHD spent.

Foreign Currency Transactions
Earn 1.5 Pearl Points per BHD spent abroad.

Local Currency Transactions
Earn 0.75 Pearl Points per BHD spent.

Redeem across
600+ Products and 135+ Partners

Access a vast selection of products in our e-store, with the convenience of doorstep delivery. Alternatively, choose from a wide range of e-vouchers and discount codes from leading brands, tailored to your preferences.

● Retail and Lifestyle:Carrefour, Lulu Hypermarket, Sharaf DG, Nike, Adidas, Joyalukkas, Amazon, City Centre Bahrain, etc.
● Subscriptions:Netflix and Al Jazeera
● Dining and Delivery:Talabat
● Travel and Hospitality:Gulf Air Falconflyer, Emirates Skywards, Qatar Airways Privilege Club

Transfer Points to
Partner Programs

With the KFH Platinum Credit Card, you can elevate your rewards experience by transferring your Pearl Points to a range of prestigious partner loyalty programs, including Gulf Air Falconflyer, Emirates Skywards, Etihad Guest, Qatar Airways Privilege Club and Shukran unlocking unparalleled value and exciting opportunities.

This feature empowers you to redeem your points for flights, upgrades, and other premium benefits, offering ultimate flexibility and the best conversion rates, without being restricted to a specific program.

Turn Points into
Statement Credit

Transform your travel-related expenses into savings by redeeming your Pearl Points for statement credits on purchases made with your KFH Platinum Credit Card. Simply access the KFH Mobile Application or Internet Banking Platform, navigate to Services, select Travel Cashback and proceed to enjoy effortless rewards.

Redeem Points for
flights, hotel and car rental bookings

As an KFH Platinum Credit Cardholder, you can easily redeem your Pearl Points for flights, hotels, car rentals and more through our online platform with no blackout dates or restrictions.

The portal offers you an extensive range of flexible travel options, allowing you to seamlessly book your preferred itinerary and use your Pearl Points to cover the cost.

Simply log in to the KFH Mobile Application or Internet Banking Platform and begin exploring a work of travel benefits. From flights and hotels to car rentals and more, enjoy the freedom to choose and pay using your Pearl Points, hassle-free and at your convenience.

Up to (20%)
off with partner restaurants

Unlock exclusive savings with your KFH Platinum Credit Card. Enjoy up to (20%) off at a selection of restaurants in Bahrain. Simply present your card at the participating restaurant, and the discount will be automatically applied.

Terms and Conditions apply.

Purchase
Protection

Enjoy complimentary coverage against theft or accidental damage for up to (180) days from the date of purchase. You can claim up to USD (2,000) per incident, with a maximum annual claim of USD (5,000) annually

For a seamless claims experience, simply visit mcpeaceofmind.com/platinum

Unlock new experiences with
Priceless Cities

Priceless Cities is an exclusive collection of thousands of curated experiences and offers across more than (40) cities and countries around the world, designed specifically for Mastercard® cardholders. From exceptional dining to unforgettable travel and entertainment, enjoy unparalleled access to benefits that elevate both your global adventures and local moments.

With priority access to world-class events, Priceless Cities open the doors to exclusive experiences in arts and culture, sports, fine dining and more, tailored to enhance the lifestyle of KFH Platinum Credit Cardholders both at home and abroad.

Visit www.priceless.com to explore a world of extraordinary opportunities.

Complimentary
airport lounge access

KFH Platinum Credit Cardholders and their supplementary members enjoy complimentary access to select premium airport lounges ensuring a seamless and luxurious travel experience, every time.

To enable the service, cardholders simply need to register their card on the "Mastercard Travel Pass" mobile application, generate a unique QR code, and present it at the lounge reception for hassle-free access.

Please click here to view the FAQs regarding the Mastercard Lounge Access changes.

Dicover the MasterCard
Platinum Advantages

Booking.com
Book your next staycation or vacation on Booking.com with your KFH Platinum Credit Card and enjoy (7%) booking.com wallet credit at hundreds of thousands of properties worldwide.
To book visit https://www.booking.com/gating/authkey?aid=2439504&key=mjB3VcxhAl

IHG Hotels and Resorts
Get (15%) discount on IG Hotels & Resorts across Europe, the Maldives, India, Middle East, and Africa when you book at http://www.ih.com/mastercardoffer.
Terms and Conditions apply.

Talabat
Indulge in delicious meals with Talabat by using your KFH Platinum Credit Card to enjoy up to (20%) discount on one grocery or food order per month. Download the Talabat app, enter the promo code MASTERCARD, and savor the savings.

Add Your Card to
payment wallet

Easily add your KFH Platinum Credit Card to Apple Pay on iOS devices or BenefitPay on Android devices, enabling fast, safe, and convenient transactions on the go. Enjoy seamless payments with just a tap, bringing you greater flexibility and peace of mind.

Spend-based
fee waiver

The Annual Credit Card Membership Fee waiver is based on a BHD (1,500) spend in the previous year (starting from the second year).

Know more about the KFH Platinum Credit Card

AUB

Fees and charges
Annual Membership Fee: BHD (15) + VAT.

AUB

Eligibility
A minimum monthly income of BHD (300) is required to apply for the card.

AUB

Profit rate
The KFH Platinum Credit Card offers a monthly profit rate of 2.99% per month / 35.88% Annual Profit Rate.

Which Credit Card suits you the best?

World Elite Card with Golf

World Elite Card with Golf

Income eligibility

BHD 2,500

Annual Membership Fee

BHD 100 + 10% VAT

Network

Mastercard (World Elite)

Complimentary golf

Yes

Annual Membership Fee Waiver

No waiver

Annual membership fee waiver for qualified Premium/Private banking customers

Rewards earning

Foreign Transactions: 4.0 points
Travel/Flight booking: 3.5 points
BHD Local: 2.5 points
BHD Govt. Transactions: 0.5 point
Dynamic Currency Conversion (DCC) Transactions: Not applicable

Profit Rate

2.99% per month /35.88% Annual Profit Rate

World Elite Card

World Elite Card

BHD 2,500

BHD 50 + 10% VAT

Mastercard (World Elite)

No

First year free

Annual membership fee waiver for qualified Premium/Private banking customers

Foreign Transactions: 4.0 points
Travel/Flight booking: 3.5 points
BHD Local: 2.5 points
BHD Govt. Transactions: 0.5 point
Dynamic Currency Conversion (DCC) Transactions: Not applicable

2.99% per month /35.88% Annual Profit Rate

World Card

World Card

BHD 750

BHD 25 + 10% VAT

Mastercard (World)

No

First year free

Spend based reversal from 2nd year. Spend threshold is BHD 2,500.

Groceries & Dine in: 2 points
Foreign Transactions: 1.5 points
BHD Local: 1 point
BHD Govt. Transactions: 0.5 point
Dynamic Currency Conversion (DCC) Transactions: Not applicable

2.99% per month /35.88% Annual Profit Rate

Platinum Card

Platinum Card

BHD 300

BHD BHD 15 + 10% VAT

Mastercard (Platinum)

No

First year is payable

Spend based reversal from 2nd year onwards basis BHD 1,500 spends in previous year.

Groceries & Dine in: 1.5 points
Foreign Transactions: 1.5 points
BHD Local: 0.75 point
BHD Govt. Transactions: Not applicable
Dynamic Currency Conversion (DCC) Transactions: Not applicable

2.99% per month / 35.88% Annual Profit Rate

To apply for your new KFH Credit Card, simply complete the form and ensure you have the following documents ready:

  • National ID copy (both sides)
  • Latest Smart card reader
  • 3 most recent pay slips or salary certificates
  • Bank statements from the last 3 months

Received your new KFH Platinum Credit Card? Follow these steps to activate it:

  • Log in to your KFH Mobile Application or Internet Banking Platform.
  • Navigate to the Card Section.
  • Select Activate Credit Card and follow the prompts.
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